UK car inspection system has its limits

The UK government has announced plans to require car insurance companies to test the validity of their customers’ car seats and car inspections before issuing the insurance. 

According to the Government, the changes will also make it easier for customers to request their insurance to be cancelled if a car seat is found to be faulty. 

However, the policy also comes with an asterisk stating that car insurance is “generally unlikely” to cover the cost of repairs. 

“The UK’s car insurance industry is not always in a position to ensure the integrity of the insurance on your car, or to be sure that your insurance is not likely to cover damages,” the Government said in a press release.

“Therefore, it is therefore important that car insurers have an accurate picture of the quality of your insurance policy.” 

Insurance companies will have until December 2019 to test for flaws and to make changes to their policies if the car is found defective. 

Insurers will also be able to offer a range of discounts for the first few years of their policies, which could make the changes cheaper to customers. 

In a statement, CarInsurance.co.uk said: “We have always maintained that there is no justification for insurers to provide discounts for defects on the basis of a car’s age.

We believe that the best way to help insure people’s cars is to have a good understanding of what the car’s condition is and what needs to be repaired.” 

The UK is the only country in the world that has yet to introduce the new policies. 

Meanwhile, the US is the second-largest car market in the European Union and the second largest car market globally, according to a new report from Autodata.

The report states that, in 2017, the U.S. had the second most vehicle registrations in the EU, behind only France, while it had the fifth-most vehicle miles traveled.

While it’s clear that car inspections are not a common occurrence in the UK, this will likely be an ongoing issue in the country. 

It will be interesting to see how the policy is implemented in the future. 

Featured Image Credit: Flickr user razvan